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creditkarma-mcp MCP Server

Credit Karma transactions for Claude — spending by category, merchant, and account summary

Publisher claimed. No tool list reported, and Pod has not connected to this server.

Status

Pod has not dialled creditkarma-mcp yet, so everything on this page is what its publisher reported rather than what we observed. Registries describe servers; they do not connect to them. Until a check runs, treat the tool list below as a claim.

Connect

Published as creditkarma-mcp on npm. Runs locally.

Known issues

6 problems reported by people outside the maintainer team. Issues filed by the project's own owners, members and collaborators are excluded — those are release checklists and internal refactors, not things that will go wrong for you. Showing 5.

Most discussed

Refresh-token rotation silently logs the browser out of Credit Karma

Summary

Credit Karma rotates the refresh token on every /member/oauth2/refresh call, and the browser and this MCP share one CKAT cookie holding it. So when the MCP refreshes, the copy sitting in the browser's cookie goes stale — and the next time the web app tries to use it, CK signs the tab out.

The MCP recovers from the reverse direction; the browser has no recovery path. The damage is one-way.

What was observed (2026-08-05)

While investigating #115 I made a series of Node-si

Read the thread · 2026-08-05 · closed · 1 comment

"No query found" is now ~100%, not ~44% — retry budget can no longer recover a sync

Summary

ck_sync_transactions fails every time. The gateway's No query found rejection rate has gone from the measured ~44% (src/client.ts, 2026-08-01) to effectively 100%, so the 6-attempt budget sized against that rate no longer rescues anything — it just makes the failure take five backoffs to arrive.

Measurement (2026-08-05)

Four consecutive ck_sync_transactions calls, six attempts each — 24/24 failed:

GraphQL gateway rejected the request with "No query found

[Read the thread](https://github.com/chrischall/creditkarma-mcp/issues/115) · 2026-08-05 · closed · 1 comment

### Auto-review follow-ups for PR #135: chore: declare a mint.yaml hosting manifest

<!-- auto-review-followup:PR-135 -->

Tracking auto-review follow-ups for #135 (verdict: **warn**).

### 🟡 Nits
- [ ] mint.yaml egress.allow includes bare `creditkarma.com`, which no actual fetch() call in src/client.ts or src/queryHash.ts targets (only api.creditkarma.com and www.creditkarma.com are fetched) — contradicts the PR's stated 'hosts actually fetched' derivation rule

---
Checklist regenerated from the auto-review of `15a04b1` ([run](https://github.com/chrischall/creditkarma-mcp/acti

[Read the thread](https://github.com/chrischall/creditkarma-mcp/issues/136) · 2026-08-25 · closed · outside contributor · 0 comments

### Auto-review follow-ups for PR #121: fix(auth): stop refreshing tokens sync did not need, which logged users out of creditkarma.com

<!-- auto-review-followup:PR-121 -->

Tracking auto-review follow-ups for #121 (verdict: **pass**).

### 🟡 Nits
- [ ] Garbled/dropped-word sentence in src/client.ts accessTokenExpiry() doc comment (lines 20-21) documenting the load-bearing rotation-avoidance rationale

---
When addressing the review on #121, resolve each item and add `Closes #<this issue>` to the PR once everything is genuinely fixed; deferred items stay open here. See the auto-review follow-up convention in CLAUDE.md.

[Read the thread](https://github.com/chrischall/creditkarma-mcp/issues/122) · 2026-08-05 · closed · outside contributor · 0 comments

### Auto-review follow-ups for PR #118: feat(sync): re-read CK's persisted-query hash when the compiled one goes stale

<!-- auto-review-followup:PR-118 -->

Tracking auto-review follow-ups for #118 (verdict: **fail**).

### 🔴 Important
- [x] src/queryHash.ts DISCOVERY_TIMEOUT_MS (15s) is documented as a whole-request budget but AbortSignal.timeout is applied independently per fetch call (page + up to 40 chunks), allowing total discovery time to reach ~10 minutes instead of 15s

---
When addressing the review on #118, resolve each item and add `Closes #<this issue>` to the PR once everything is genuinely fixed; d

[Read the thread](https://github.com/chrischall/creditkarma-mcp/issues/120) · 2026-08-05 · closed · outside contributor · 0 comments

[See all 6 reports Pod holds for creditkarma-mcp](/mcp/creditkarma-mcp/issues).

## Firsthand observations

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## For agents

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