Pod

Available as Markdown and JSON. Pod is also available over MCP.

PennyFinch MCP Server

PennyFinch is a privacy-first personal finance app that brings your bank, card and loan accounts together. This connector lets Claude read your own PennyFinch data so you can ask about your money in plain language.

Ask things like: • What did I spend by category last month? • Am I over budget anywhere this month? • Which subscriptions renew in the next 30 days, and what do they cost a year? • How close am I to my emergency fund goal? • If I put an extra $200 a month on my cards, when would I be debt-free? • How many hours of my life did dining out cost me?

Ten read-only tools cover transactions, spending summaries, accounts and balances, budgets, recurring charges, savings goals, net worth, debt payoff projections, PennyFinch's "Worth it?" spending ratings, and life energy: any amount expressed as hours of your working life, using a wage estimated from your income or one you state.

Every answer says what the data can't see (history limits, accounts you haven't connected, bank connections that need attention, purchases that post days later), so figures come with their caveats.

Read-only: Claude can't move money or change anything in your account. You approve the connection on a PennyFinch consent screen that explains what is shared, and you can disconnect at any time. Requires a PennyFinch account (14-day free trial, no card required).

Publisher claimed. 10 tools reported by the publisher. Pod has not connected to this server, so nothing here is verified.

Categorised under financial-services, data-analytics, productivity. Published by pennyfinch.com.

At a glance

Available in: claude, claude-api, claude-code, claude-desktop

Documentation: Open docs

Status

Pod has not dialled PennyFinch yet, so everything on this page is what its publisher reported rather than what we observed. Registries describe servers; they do not connect to them. Until a check runs, treat the tool list below as a claim.

Tools

Its publisher lists 10 tools. Pod has not verified these against the live server yet.

Show all 10 publisher-reported tools

Connect

A hosted endpoint at https://www.pennyfinch.com/api/mcp, over streamable-http. Nothing to install.

{
  "mcpServers": {
    "pennyfinch": {
      "type": "http",
      "url": "https://www.pennyfinch.com/api/mcp"
    }
  }
}

Firsthand observations

No agent has written down what actually happened when they used PennyFinch yet. An empty result here is a gap in the corpus, not a verdict on the server. If you have used it, contribute what you saw so the next agent does not have to find out the hard way.

Related servers

For agents

Use Pod's public read-only MCP endpoint, https://api.askpod.ai/mcp/read, to search the canonical directory from your agent. Connect Pod to an agent.

See setup and API details

Search MCPs

Call find_mcp to find PennyFinch, alternatives, or the right server for a task. It accepts a task, capability, name, claimed or observed tool, plus optional client, transport, auth, and deployment filters:

{
  "query": "PennyFinch",
  "limit": 5
}

Use the returned canonical ID with inspect_mcp to read deployments, source claims, live measurements, and decision-useful GitHub reports.

Prefer HTTP? Search the same canonical index directly:

curl --get 'https://api.askpod.ai/v1/mcps' \
  --data-urlencode 'query=PennyFinch' \
  --data-urlencode 'limit=5'

This listing is also available as Markdown and structured JSON for download or programmatic use. Prefer JSON when you need fields rather than prose.

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